Building Tesco Bank a market leading mobile banking app on the balance sheet.



Financial Services


4.5 Years


iOS & Android



Tesco Bank approached Bemo because they wanted to re-write their original iOS Mobile Banking app to match the internal development standards of their new Android app.

The challenges were to accomplish this refactoring and relaunch without impacting feature delivery dates and to keep operational expense under control by capitalising the work as an investment onto the balance sheet.



  • Native iOS & Android + QA

  • Blended agile teams

  • Advanced security toolchain

  • Multi-year development partnership

  • Expanded to 3 products

  • Apple Watch app created for launch

  • PoC builds for iBeacons and hybrid web

  • Architecture consultancy for mobile roadmap

Bemo focus on results and are a highly motivated team. I strongly endorse Bemo as a business partner. I look forward to working with the Bemo team to create new innovative digital products again in the future.
— Mahyad Gilani, Product Owner

What we accomplished



Completely re-wrote and launched iOS app within 8 months of engaging. Met internal development standards for test coverage, code quality and development transparency and created a stable and maintainable code platform for the strategically critical mobile channel.



Augmented mobile product teams across 3 products including iOS engineers, Android engineers and QA engineers. Allowed flexible development of new roadmap features to proceed in a challenging recruitment market for permanent staff.



Trusted and open communication style leading to 4.5 years of renewals and support culminating in transition to 100% internal development team when the business needs were met by existing resources. Provided mobile technology reporting on an on-going basis to allow the product teams to keep abreast of platform vendor developments.



Capitalised consultancy spend allowing development of new features as Capex while controlling internal business-as-usual Opex associated with a permanent product team.